Home Loan

HOMES INDIA Your Dream Home, Our Priority

Instant Loan Application

अपनी जानकारी भरें, हमारे एक्सपर्ट 15 मिनट में संपर्क करेंगे।

Option Details

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ROYAL NEST HOME FINANCE • Turning Your Dream Home Into Reality

Your Dream Home
Is Just a Step Away

Get the best Home Loan solutions with easy approval, low interest rates and minimum documentation.

Lowest Interest Rates @ 7%*
Quick Approval
Minimum Documentation
Hassle-Free Process
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10,000+

Happy Customers

4.9/5 Rating

Over 10,000+ families trusted us for their home loan disbursement with 98% approval rate.

70+

Banking Partners

Top Partner Banks
  • SBI • HDFC Bank
  • ICICI Bank • Axis Bank
  • Bank of Baroda • PNB

100%

Bank & Secure

Safety Assured

Direct bank tie-ups under RBI guidelines with 256-bit encrypted data privacy.

Quick

Loan Approval

Express Processing

In-principle digital sanction letter issued within 24 to 48 hours.

Easy 4-Step Process

ROYAL NEST HOME FINANCE के साथ लोन पाना है आसान और पारदर्शी

01

Apply Online

अपनी बुनियादी जानकारी भरें और आवेदन जमा करें।

02

Upload Documents

आवश्यक दस्तावेज सुरक्षित रूप से अपलोड करें।

03

Quick Approval

48 घंटे के भीतर लोन मंजूरी पत्र प्राप्त करें।

04

Disbursal

लोन की राशि सीधे आपके बैंक खाते में स्थानांतरित की जाएगी।

Home Loan EMI Calculator

अपनी सुविधानुसार लोन राशि, अवधि और ब्याज दर चुनें और अपनी EMI जानें।

₹ 25,00,000
₹ 1 Lakh₹ 1 Cr
8.5 %
6.5%15%
20 Years
1 Year30 Years
Calculated EMI
₹ 21,696 /Month
Principal Amount ₹ 25,00,000
Total Interest Payable ₹ 27,06,939
Total Amount Payable ₹ 52,06,939

Eligibility & Required Documents

Check what you need to keep ready for instant home loan sanction.

For Salaried Individuals

  • Age: 21 to 60 Years
  • Income: Minimum ₹25,000 / month
  • KYC: Aadhaar Card & PAN Card
  • Financials: Last 3 Months Salary Slips
  • Bank Statement: Last 6 Months
  • Form 16: Last 2 Years

For Self-Employed / Business

  • Age: 23 to 65 Years
  • Business Vintage: Minimum 3 Years
  • KYC: Aadhaar, PAN & Business Proof
  • Financials: Last 2 Years ITR with Computation
  • Bank Statement: Last 1 Year Current Account
  • GST Returns: Last 1 Year (if applicable)

Our Home Loan Options

Choose the best home loan that suits your needs (Hover/Click to stop moving)

Home Purchase Loan

Home Purchase Loan

Finance your dream home with attractive interest rates and easy EMIs.

Learn More →
Home Construction Loan

Home Construction Loan

Build your dream home from the ground up with our construction loan.

Learn More →
Home Improvement Loan

Home Improvement Loan

Renovate, repair or upgrade your home with our easy home improvement loan.

Learn More →
Plot + Home Loan

Plot + Home Loan

Buy a plot and construct your home with combined loan benefits.

Learn More →
Home Loan Balance Transfer

Home Loan Balance Transfer

Transfer your existing home loan to us & reduce your interest rate.

Learn More →
Top-Up Loan

Top-Up Loan

Get extra funds over your existing home loan for your personal needs.

Learn More →
Home Purchase Loan

Home Purchase Loan

Finance your dream home with attractive interest rates and easy EMIs.

Learn More →
Home Construction Loan

Home Construction Loan

Build your dream home from the ground up with our construction loan.

Learn More →
Home Improvement Loan

Home Improvement Loan

Renovate, repair or upgrade your home with our easy home improvement loan.

Learn More →
Plot + Home Loan

Plot + Home Loan

Buy a plot and construct your home with combined loan benefits.

Learn More →
Home Loan Balance Transfer

Home Loan Balance Transfer

Transfer your existing home loan to us & reduce your interest rate.

Learn More →
Top-Up Loan

Top-Up Loan

Get extra funds over your existing home loan for your personal needs.

Learn More →
Option 01

Home Purchase Loan

अपना खुद का घर खरीदना जीवन की सबसे महत्वपूर्ण उपलब्धियों में से एक है। अम्बक होम लोन के साथ, नया या रिसेल घर खरीदना अब पहले से भी आसान है।

Key Features & Benefits:

  • Attractive Interest Rates: आकर्षक ब्याज दरों की शुरुआत 8.35% प्रति वर्ष से।
  • High Loan Funding: संपत्ति की कुल लागत का 85% से 90% तक लोन राशि।
  • Flexible Tenure: भुगतान के लिए 30 वर्ष तक की लंबी अवधि।
  • Tax Benefits: Income Tax Act की धारा 80C और 24(b) के तहत भारी कर छूट।

Eligibility Criteria:

वेतनभोगी (Salaried) और व्यवसायी (Self-Employed) दोनों नागरिक जिनकी आयु 21 से 65 वर्ष के बीच है, इसके लिए आसानी से आवेदन कर सकते हैं।

Apply For Purchase Loan →
Option 02

Home Construction Loan

यदि आपके पास पहले से प्लॉट है और आप अपनी पसंद व डिज़ाइन के अनुसार नया मकान बनाना चाहते हैं, तो यह लोन आपके लिए बेस्ट है।

Key Features & Benefits:

  • Stage-wise Disbursement: निर्माण के हर चरण (Foundation, Slab, Finishing) के अनुसार फंड दिया जाता है।
  • Pay Only Interest: निर्माण कार्य चलने तक केवल उपयोग की गई राशि पर ब्याज का भुगतान करें।
  • Customized Architecture Funding: घर के नक्शे और एस्टीमेट के आधार पर पूरा बजट फाइनेंस।
Apply For Construction Loan →
Option 03

Home Improvement Loan

पुराने घर को नया लुक दें। पेंटिंग, रेनोवेशन, किचन अपग्रेड या एक्स्ट्रा रूम बनाने के लिए तुरंत होम इम्प्रूवमेंट लोन पाएं।

Key Features & Benefits:

  • Low Interest vs Personal Loans: पर्सनल लोन की तुलना में बहुत कम ब्याज दरों पर उपलब्ध।
  • Tenure up to 15 Years: मासिक EMI को अपनी सुविधा अनुसार चुनने की छूट।
  • Quick Disbursement: 48 से 72 घंटों के भीतर लोन राशि आपके बैंक में।
Apply For Improvement Loan →
Option 04

Plot + Home Loan

जमीन खरीदने और उस पर घर बनाने के लिए दो अलग-अलग लोन लेने की जरूरत नहीं। एक ही कम्पाउंडेड लोन में दोनों काम पूरे करें।

Key Features & Benefits:

  • Single EMI Package: प्लॉट खरीदारी और मकान निर्माण दोनों के लिए एक ही आसान EMI।
  • Higher Combined Approval: कुल संपत्ति लागत का 80% तक लोन कवर।
Apply For Composite Loan →
Option 05

Home Loan Balance Transfer

क्या आपका मौजूदा बैंक ज्यादा ब्याज ले रहा है? अपने पुराने होम लोन को अम्बक में ट्रांसफर करें और लाखों रुपये बचाएं।

Key Features & Benefits:

  • Reduce Monthly EMI: कम ब्याज दर से हर महीने की किश्त में भारी कटौती।
  • Top-Up Facility Available: ट्रांसफर के साथ ही बहुत ही कम दर पर एक्स्ट्रा टॉप-अप लोन।
Apply For Balance Transfer →
Option 06

Top-Up Loan

शादी, बच्चों की पढ़ाई, मेडिकल इमरजेंसी या बिज़नेस विस्तार के लिए तुरंत फंड की जरूरत है? अपने मौजूदा होम लोन पर टॉप-अप लें।

Key Features & Benefits:

  • Cheaper Than Personal Loans: पर्सनल लोन से बहुत कम ब्याज दर पर उपलब्ध।
  • Multi-Purpose Utility: फंड का उपयोग आप किसी भी व्यक्तिगत या व्यावसायिक जरूरत में कर सकते हैं।
Apply For Top-Up Loan →

Why Choose Homes India?

  • Lowest interest rates in the market
  • Quick approval & disbursal
  • Minimal documentation
  • Flexible repayment options
  • Expert loan advisors
  • Transparent process with no hidden charges
  • Over 10,000+ happy customers
Know More About Us

Check Your Eligibility

Find out how much loan you are eligible for in just 2 minutes!

Check Now

Eligibility Criteria

  • Salaried / Self Employed / Professional
  • Minimum age: 21 years
  • Maximum age: 65 years (at loan maturity)
  • Stable income source
  • Good credit score preferred

Documents Required

  • Identity Proof (Aadhaar, PAN, Voter ID, Passport)
  • Address Proof
  • Income Proof (Salary Slips / IT Returns)
  • Bank Statements (Last 6 months)
  • Property Documents
  • Photographs

Compare & Apply

Explore real-time interest rates from India's top banks. Find the perfect home loan partner in seconds.

SBI

SBI

Home Loan
Start From 7.50% *
ICICI

ICICI Bank

Home Loan
Start From 7.40% *
HDFC

HDFC Bank

Home Loan
Start From 7.20% *
AXIS

Axis Bank

Home Loan
Start From 7.25% *
BOI

Bank of India

Home Loan
Start From 7.10% *
PNB

PNB

Home Loan
Start From 7.20% *
CAN

Canara Bank

Home Loan
Start From 7.15% *
BOB

Bank of Baroda

Home Loan
Start From 7.20% *
KOTAK

Kotak Bank

Home Loan
Start From 7.40% *
UBI

Union Bank

Home Loan
Start From 7.35% *
IDBI

IDBI Bank

Home Loan
Start From 7.35% *
BOM

Bank of Maharashtra

Home Loan
Start From 7.10% *
UCO

UCO Bank

Home Loan
Start From 7.15% *
IOB

Indian Overseas Bank

Home Loan
Start From 7.35% *
IND

Indian Bank

Home Loan
Start From 7.15% *
CBI

Central Bank

Home Loan
Start From 7.10% *
LIC

LIC HFL

Home Loan
Start From 7.15% *
TATA

Tata Capital

Home Loan
Start From 7.80% *
BAJAJ

Bajaj HFL

Home Loan
Start From 7.20% *
PNBH

PNB HFL

Home Loan
Start From 7.90% *
FED

Federal Bank

Home Loan
Start From 7.75% *
SHIN

Shinhan Bank

Home Loan
Start From 7.25% *

Our Simple Home Loan Process

Fast, transparent & hassle-free

Step 1

Check Eligibility

Fill in basic details and check your eligibility

Step 2

Choose Loan

Select the best loan option that suits your need

Step 3

Submit Documents

Upload required documents online or offline

Step 4

Quick Approval

We verify & approve your loan quickly

Step 5

Legal & Tech Verification

Property & legal verification

Step 6

Loan Disbursal

Loan amount disbursed to your account

Low Interest Rates
Big Savings for You!

Get the best home loan interest rates and save more every month.

View Interest Rates

Trusted by Thousands. Partnered with 75+ Leading Banks & NBFCs

Government Banks Private Banks Top NBFCs
SBI State Bank of India
HDFC BANK
ICICI Bank
AXIS BANK
pnb Punjab National Bank
BOB Bank of Baroda
kotak Mahindra Bank
IDFC FIRST Bank

+ And 67 More Banking & Financial Partners Across India

What Our Clients Say

Real stories from happy homeowners who got their loan sanctioned through us.

"Got my home loan of ₹45 Lakhs approved at 7.15% interest rate within 3 days. The doorstep service was super fast!"

RK

Rahul Kumar

Sanctioned: ₹45 Lakhs (SBI)

"I was struggling with doc approval, but their loan expert guided me throughout. Got the best deal with HDFC Bank."

PS

Priya Sharma

Sanctioned: ₹60 Lakhs (HDFC)

"Zero processing fees and complete transparency. Highly recommended for anyone looking for a hassle-free home loan!"

AM

Amit Verma

Sanctioned: ₹35 Lakhs (ICICI)

Frequently Asked Questions

Have questions about home loans? We've got clear answers for you.

What is the minimum CIBIL score required for a Home Loan?

A CIBIL score of 750 or above is ideal for quick home loan approvals with the lowest interest rates. However, loans can still be approved for lower scores depending on your profile and bank terms.

Are there any hidden service charges or consultation fees?

No, our home loan consultation and guidance service is 100% free for customers. All bank processing charges and legal fees are shared with complete transparency.

How much maximum home loan amount can I get?

Banks generally fund up to 80% to 90% of the total property market value, depending on your monthly income, employment status, and overall credit profile.

How long does it take to get the loan sanctioned?

With our express processing support, digital sanction letters are usually issued within 48 to 72 hours after all required documents are collected and verified.

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